FREE ELECTRONIC LIBRARY - Theses, dissertations, documentation

Pages:     | 1 |   ...   | 16 | 17 || 19 | 20 |   ...   | 29 |

«DiscoVeriNg HomelessNess Volume 13, Number 1 • 2011 U.S. Department of Housing and Urban Development | Office of Policy Development and Research ...»

-- [ Page 18 ] --

Jones, Kristine, Paul W. Colson, Mark C. Holter, Shang Lin, Elie Valencia, Ezra Susser, and Richard Jed Wyatt. 2003. “Cost-Effectiveness of Critical Time Intervention to Reduce Homelessness Among Persons With Mental Illness,” Psychiatric Services 54: 884–890.

Kuhn, Randall, and Dennis P. Culhane. 1998. “Applying Cluster Analysis To Test a Typology of Homelessness by Pattern of Shelter Utilization: Results From the Analysis of Administrative Data,” American Journal of Community Psychology 26 (2): 207–233.

Lam, Julie A., and Robert Rosenheck. 1999. “Street Outreach for Homeless Persons With Serious Mental Illness: Is It Effective?” Medical Care 37 (9): 894–907.

Larimer, Mary E., Daniel K. Malone, Michelle D. Garner, David C. Atkins, Bonnie Burlingham, Heather S. Lonczak, Kenneth Tanzer, Joshua Ginzler, Seema L. Clifasefi, William G. Hobson, G. Alan Marlatt. 2009. “Health Care and Public Service Use and Costs Before and After Provision of Housing for Chronically Homeless Persons With Severe Alcohol Problems,” Journal of the American Medical Association 301 (13): 1349–1357.

Lipton, Frank R., Carole Siegel, Anthony Hannigan, Judy Samuels, and Sherryl Baker. 2000. “Tenure in Supportive Housing for Homeless Persons With Severe Mental Illness,” Psychiatric Services 51: 479–486.

–  –  –

Martin, Chance, Allison Lum, Jennifer Friedenbach, Wendy Philips, Cecilia Valentine, John Malone, Mark Huelskotter, and Mara Raider. 2000. Sheltered Lives: Homeless People Speak Out on San Francisco’s Shelters. San Francisco: Shelter Outreach Project, Coalition on Homelessness.

Massachusetts Housing and Shelter Alliance (MHSA). 2010. Home and Health for Good: A Statewide Housing First Program. Boston: Massachusetts Housing and Shelter Alliance.

Meschede, Tatjana. 2010. “Accessing Housing: Exploring the Impact of Medical and Substance Abuse Services on Housing Attainment for Chronically Homeless Street Dwellers,” Journal of Human Behavior in the Social Sciences 20 (2): 153–169.

––––. 2007. The First Two Years of Housing First in Quincy, Massachusetts. Boston: McCormack Graduate School, University of Massachusetts Boston.

Miles, Matthew B., and Michael Huberman. 1994. Qualitative Data Analysis: An Expanded Sourcebook (2nd ed.). Thousand Oaks, CA: Sage Publications.

Morse, Gary A., Robert J. Calsyn, Gary Allen, and David A. Kenny. 1994. “Helping Homeless Mentally Ill People: What Variables Mediate and Moderate Program Effects?” American Journal of Community Psychology 22 (5): 661–683.

Pollio, David. 1990. “The Street Person: An Integrated Service Provision Model,” Psychosocial Rehabilitation Journal 14 (2): 57–68.

Pollio, David E., Edward L. Spitznagel, Carol S. North, Sanna Thompson, and Douglas A. Foster.

2000. “Service Use Over Time and Achievement of Stable Housing in a Mentally Ill Homeless Population,” Psychiatric Services 51: 1536–1543.

Pollio, David E., Sanna Thompson, J. Walter Paquin, and Edward L. Spitznagel. 1997. “Predictors of Achieving Stable Housing in a Mentally Ill Homeless Population,” Psychiatric Services 48: 528–530.

Rosenheck, Robert, and Julie A. Lam. 1997. “Homeless Mentally Ill Clients’ and Providers’ Perceptions of Service Needs and Clients’ Use of Services,” Psychiatric Services 48: 387–390.

Rosenheck, Robert, Joseph Morrissey, Michael Calloway, Julie A. Lam, Matthew Johnsen, Howard Goldman, Frances Randolph, Margaret Blasinsky, Alan Fontana, Robert Calsyn, and Gregory Teague.

1998. “Service System Integration, Access to Services, and Housing Outcomes in a Program for Homeless Persons With Severe Mental Illness,” The American Journal of Public Health 88: 1610–1615.

Rowe, Michael, Michael A. Hoge, and Deborah Fisk. 1998. “Services for Mentally Ill Homeless Persons: Street-Level Integration,” American Journal of Orthopsychiatry 68 (4): 490–496.

Snow, David A., and Leon Anderson. 1993. Down on Their Luck: A Study of Homeless Street People.

Berkeley: University of California Press.

Strauss, Anselm, and Juliet Corbin. 1998. Basics of Qualitative Research. Thousand Oaks, CA: Sage Publications.

Tsemberis, Sam, and Ronda F. Eisenberg. 2000. “Pathways to Housing: Supported Housing for Street-Dwelling Homeless Individuals With Psychiatric Disabilities,” Psychiatric Services 51: 487–493.

–  –  –

U.S. Department of Health and Human Services (HHS). 2003. Ending Chronic Homelessness:

Strategies for Action. Available at www.aspe.hhs.gov/hsp/homelessness/strategies03/.

U.S. House of Representatives. 2001. Conference Report of the 107th Congress, Report 107-272.

Available at http://www.gpo.gov/fdsys/pkg/CRPT-107hrpt272/pdf/CRPT-107hrpt272.pdf.

–  –  –

When discussing the themes emerging from this series of articles, we are struck by the diversity in both the content and methods covered in these contributions. We also commend the authors’ desire to grapple with complex questions surrounding homelessness and service provision. We can readily identify evidence gaps that this program of research helps to fill, but—if we take a more global perspective—it seems that considerable value could be added to this science by engaging with the existing international literature and situating these findings in that broader context.

For example, George Carter’s thesis raises a number of substantial points about the inclusion of the homeless people both in the housing market and in society more generally. A well-established literature on housing and social inclusion (as well as housing and social exclusion), however, already exists in the United Kingdom and Europe, which would fit nicely with the study (see Barnes, 2005;

Berghmann, 1995; Clapham, 2007). The research to which we refer is groundbreaking because it seeks to “write the level of the individual” back into structural analyses of housing, which in turn facilitates theorization about norms, perceptions, and minority/majority group dynamics influencing perceived choices and housing allocation. Tatjana Meschede also uses an innovative approach, and similar comments can be made in reference to her thesis storyline. Finally, Courtney Cronley’s research focuses on monitoring the effectiveness of service provision, another topic that falls into the exclusion debate. Overall, the picture emerging is that these works fit nicely within a framework primarily used by non-U.S. researchers.

In closing, we are left asking how we can best achieve sustainable excellence in both research and policy when the literature on homelessness internationally is so vast—approximately 9 million pieces of work in both the United States and United Kingdom. Clearly, we can learn key lessons from the strengths (and weaknesses) in both the U.S. and U.K. research traditions (Fitzpatrick and Christian, 2006). We are mindful that cross-disciplinary work is not always an easy undertaking, nor is cross-national work. Considerable effort has to go into identifying a common language, realizing that something as simple as discussing “single homelessness” or “descriptive analysis” can mean very different things in divergent literatures. In the end, however, the cross fertilization of

–  –  –

concepts, methods, and ideas must be a key priority for scholars in this field, because it is the most effective way to drive forward positive change in national and global responses to homelessness in the future.

Authors Julie Christian is a lecturer at the College of Life and Environmental Sciences, University of Birmingham, Edgbaston, Birmingham, United Kingdom.

Suzanne Fitzpatrick is a professor of housing and social policy at the School of Built Environment, Heriot-Watt University, Edinburgh, Scotland.

References Barnes, Matthew. 2005. Social Exclusion in Britain: An Empirical Investigation and Comparison With the EU. Aldershot, United Kingdom: Aldgate Publishing.

Berghman, Jos. 1995. “Social Exclusion in Europe: Policy Context and Analytical Framework.” In Beyond the Threshold: The Measurement and Analysis of Social Exclusion, edited by Graham Room.

Bristol, United Kingdom: Policy Press: 10–28.

Clapham, David. 2007. “Homelessness and Social Exclusion.” In The Mulitprofessional Handbook of Social Exclusion Research, edited by Dominic Abrams, Julie Christian, and David Gordon.

Chichester, United Kingdom: John Wiley & Sons: 79–94.

Fitzpatrick, Suzanne, and Julie Christian. 2006. “Comparing Research on Homelessness in the United Kingdom and United States: What Lessons Can Be Learned?” European Journal of Housing Policy 6 (3): 313–333.

96 Discovering Homelessness Symposium Appendix Analysis of Scholarly Impact of Doctoral Dissertation Program Grantees The Doctoral Dissertation Research Grant Program at the U.S. Department of Housing and Urban Development (HUD) enables doctoral candidates enrolled at institutions of higher education to complete and improve the quality of their dissertations on policy-relevant housing and urban development issues. HUD has issued more than 250 dissertation grants since 1994. The Department expected that these grants would have a direct effect on scholarship and policy and an indirect effect through ensuring the existence of a qualified cadre of researchers and analysts to inform this nation’s efforts to improve its housing and its neighborhoods. Recipients of the grants and titles of their dissertations are listed in this appendix.

–  –  –

The views expressed in this article do not necessarily represent those of the Federal Reserve Bank of Philadelphia or the Federal Reserve System.

Abstract This article provides the first indepth analysis of the homeownership experience of homeowners in bankruptcy. These homeowners are typically seriously delinquent on their mortgages at the time of filing. We measure how often they end up losing their houses in foreclosure, the time between bankruptcy filing and foreclosure sale, and the loss rate for lenders. In particular, we follow homeowners who filed for chapter 13 bankruptcy (Chapter 13, Individual Debt Adjustment, Bankruptcy Code) between 2001 and 2002 in New Castle County, Delaware, from the time of their filing to October 2007. We present three main findings. First, about 27.9 percent of filers lost their houses in foreclosure despite filing for bankruptcy. Second, when compared with debtors who did not file, bankrupt debtors remained in their houses for, on average, 27.7 additional months.

Third, most of the lenders suffered losses and the average loss rate was 28.0 percent.

Our empirical analysis further suggests that under the assumption that filers’ profiles are similar to those in our model, reducing homeowners’ mortgage payment burdens (that is, instituting mortgage “cramdowns”) will reduce the number of houses that end up in foreclosure. The reduction, however, is likely to be modest.

Cityscape 113 Cityscape: A Journal of Policy Development and Research • Volume 13, Number 1 • 2011 U.S. Department of Housing and Urban Development • Office of Policy Development and Research Carroll and Li Introduction The residential mortgage delinquency rate and foreclosure rate rose dramatically over the past several years as the nation’s housing market recession deepened. Millions of people have lost their homes through foreclosure or are on the brink of losing them. As a potential legal last resort to cure delinquent mortgages, personal bankruptcy has now attracted increasing attention from both academics and policymakers. This attention has stimulated substantial debate about the extent of the relief the current bankruptcy system is able to offer to homeowners. On the one hand, filing for bankruptcy automatically stops foreclosure. Moreover, by discharging unsecured debt, bankruptcy leaves borrowers with more available income for mortgage payments and decreases the risk that their homes will be encumbered by judgment liens. Chapter 13 bankruptcy (Chapter 13, Individual Debt Adjustment, Bankruptcy Code) even allows the filer to cure a mortgage arrearage over a period of several years while continuing to make regular mortgage payments in accordance with his or her contract. On the other hand, bankruptcy law does not permit debtors to modify the terms of first mortgages secured by a principal residence. As a result, homeowners who have mortgages that are no longer affordable may find debt relief under the bankruptcy law insufficient.1 Indeed, although the Housing and Economic Recovery Act of 2008 does not contain direct changes to the current personal bankruptcy laws, proposals to reform these laws to allow for additional mortgage relief were a central part of the debate.2 Before the analysis presented in this article, it has been difficult to talk sensibly about whether the current system provides homeowners with enough protection because we know little about the homeownership experience of bankrupt households. As Jacoby (2007: 331) pointed out, “No one has specifically tracked the outcomes for chapter 13 filers who file for the purpose of saving their homes from foreclosure....” Economic scholars have not traditionally viewed personal bankruptcy, chapter 13 in particular, as a mechanism for protecting mortgage borrowers from mortgage creditors. The existing literature has generally examined the effect of bankruptcy exemptions on mortgage lending (Berkowitz and Hynes, 1999; Chomsisengphet and Elul, 2006; Lin and White, 2001;

Pages:     | 1 |   ...   | 16 | 17 || 19 | 20 |   ...   | 29 |

Similar works:

«COMMUNICATION POLICY Adopted by the Board of Directors on 6 March 2008 NORDIC INVESTMENT BANK Communication policy 1. Purpose 2. Goals 3. Guiding principles 4. Target groups 5. Messages 6. Communication channels 7. Basic rules for communication COMMUNICATION POLICY 1. PURPOSE This document sets out the policy of the Nordic Investment Bank (NIB or the Bank) on external and internal communication. The Bank has issued separate policies for disclosure and language usage. 2. GOALS External...»

«Research Policy Brief 26 Managing Capital Flows in Asia: Policy Issues and Challenges Masahiro Kawai and Mario B. Lamberte June 2008 The Asian Development Bank Institute’s (ADBI) research policy briefs are short, nontechnical pieces that summarize the key messages from ADBI research projects. They are available online via http://www.adbi.org/publications/ and in hardcopy. Asian Development Bank Institute Kasumigaseki Building 8F 3-2-5 Kasumigaseki, Chiyoda-ku Tokyo 100-6008, Japan Tel:...»

«ANTAGONISMS, ALLIANCES AND FRIENDSHIPS: RELIGIOUS AND SEXUAL POLITICS IN THE POLISH PUBLIC SPHERE KASIA NARKOWICZ Thesis submitted for the degree of Doctor of Philosophy Department of Geography University of Sheffield September 2014 ACKNOWLEDGEMENTS I want to thank the participants in Poland who entrusted me with their stories and made this thesis possible. I am grateful to my supervisors, Gill Valentine and Richard Phillips, whose commitment to my project, critical insights and high...»

«A Shopper’s Guide To Long-Term Care Insurance About the NAIC. The National Association of Insurance Commissioners (NAIC) is the oldest association of state government officials. Its members consist of the chief insurance regulators in all 50 states, the District of Columbia and five U.S. territories. The primary responsibility of the state regulators is to protect the interests of insurance consumers, and the NAIC helps regulators fulfill that obligation in a number of different ways. This...»

«2013 LOW-INCOME COUNTRIES GLOBAL RISKS AND VULNERABILITIES REPORT September 2013 IMF staff regularly produces papers proposing new IMF policies, exploring options for reform, or reviewing existing IMF policies and operations. The following documents have been released and are included in this package: The Staff Report on 2013 Low-Income Countries Global Risks and  Vulnerabilities Report, prepared by IMF staff and completed on September 6, 2013 for the Executive Board’s consideration on...»

«THE DEMOCRATIC QUALITIES OF COURTS: A CRITICAL ANALYSIS OF THREE ARGUMENTS Richard Bellamy The democratic critique of judicial review by constitutional courts has prompted its defenders to counter that courts have democratic qualities as good as, and in certain respects even stronger than, conventional democratic politics. This article offers a critical analysis of three arguments favouring this approach. The first argues that constitutional courts operate as exemplars of democratic...»

«Causal Inference and Omitted Variable Bias in Financial Aid Research: Assessing Solutions Stephanie Riegg Cellini George Washington University School of Public Policy and Public Administration 805 21st Street, NW Washington, DC 20052 (202) 994-0019 scellini@gwu.edu July 2007 Note: For the published version of this paper please see and cite: Cellini, Stephanie Riegg, “Causal Inference and Omitted Variable Bias in Financial Aid Research: Assessing Solutions,” Review of Higher Education,...»

«UNITED STATES OFFICE OF PERSONNEL MANAGEMENT Washington, DC 20415 Management Services Division Contracting Policy 13.301 OPM Purchase Card Program Revision 2 Purpose: This policy provides cardholders with procedures for the Office of Personnel Management’s (OPM) purchase card program. Effective Date: Immediately. This document supersedes Contracting Policy 13.301 Revision 1 dated June 18, 2008. Expiration Date: None (May only be canceled or superseded.) Background: Section 13.301 of the...»

«ACCREDITATION POLICY AND PROCEDURE MANUAL Effective for Evaluations During the 2008-2009 Accreditation Cycle Incorporates all changes approved by the ABET Board of Directors as of November 3, 2007 Applied Science Accreditation Commission Computing Accreditation Commission Engineering Accreditation Commission Technology Accreditation Commission ABET, Inc. 111 Market Place, Suite 1050 Baltimore, MD 21202 Telephone: 410-347-7700 Fax: 410-625-2238 E-mail: accreditation@abet.org Website:...»

«Overcoming Barriers to Administrative Simplification Strategies guidance for policy makers Overcoming Barriers to Administrative Simplification Strategies: Guidance for Policy Makers Regulatory Policy Division Directorate for Public Governance and Territorial Development TABLE OF CONTENTS – 3 Table of contents 1. Introduction 1.1. Administrative simplification 1.2. Leading initiatives and international co-operation 2. Designing and implementing administrative simplification strategies. 15...»

«Introduction Edward P. Lazear This book is an outgrowth of the desire at the Hoover Institution to focus on issues that are of essential policy relevance. Right now, few issues are more important in the United States than improving education. This introduction summarizes the key arguments made in the book’s essays. The summary is followed by a discussion of some of the key policy questions in education. More will be said on the nature of the book below, but let us get to the essence first....»

«C O M P A R A T I V E A N D I N T E R N A T I O N A L E D U C AT I O N : A D I V E R S I T Y O F V O I C E S Personalisation of Education in Contexts Policy Critique and Theories of Personal Improvement Monica E. Mincu (Ed.) Personalisation of Education in Contexts COMPARATIVE AND INTERNATIONAL EDUCATION: A Diversity of Voices Volume 18 Series Editors Allan Pitman University of Western Ontario, Canada Vandra Masemann University of Toronto, Canada Miguel A. Pereyra University of Granada...»

<<  HOME   |    CONTACTS
2016 www.theses.xlibx.info - Theses, dissertations, documentation

Materials of this site are available for review, all rights belong to their respective owners.
If you do not agree with the fact that your material is placed on this site, please, email us, we will within 1-2 business days delete him.