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«LISTED EVENTS HOME LISTED EVENTS HOME INSURANCE PRODUCT DISCLOSURE STATEMENT AND POLICY WITH FLOOD COVER This Product Disclosure Statement (PDS) has ...»

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V valuables options other valuables 10, 27–28, 48, 49 special valuables 28–29, 48, 49 vandalism by tenant 30 vandalism or a malicious act 16 variation of your policy 41 veterinary expenses 24 visitors’ belongings 21

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Notes The insurer – Domestic Workers’ Compensation If your home is in Western Australia, Tasmania or the Northern Territory, the insurer providing the Domestic Workers’ Compensation optional cover is Insurance Australia Limited trading as CGU Workers Compensation, ABN 11 000 016 722.

Intermediary remuneration CGU Insurance Limited pays remuneration to insurance intermediaries when we issue, renew or vary a policy the intermediary has arranged or referred to us. The type and amount of remuneration varies and may include commission and other payments. If you require more information about remuneration we may pay your intermediary, you should ask your intermediary.

Information in this PDS may need to be updated from time to time where required and permitted by law. You can obtain a paper copy of any updated information without charge by calling us on the contact details provided in this document. If the update is to correct a misleading or deceptive statement or an omission that is materially adverse from the point of view of a reasonable person deciding whether to acquire the Policy, we will provide you with a new PDS or a Supplementary PDS.

CONTACT DETAILS

Enquiries 13 24 81 Claims 13 24 80 Mailing address GPO Box 9902 in your capital city

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